HA Loans vs. Conventional Loans: What You Need to Know
If you’re buying a home there’s a good chance you’ll need a mortgage to make a purchase. But not all mortgages are created equal. Depending on your situation — for…
Late Making a Mortgage Payment? Here’s What You Need to Know
It’s extremely important to pay your mortgage on time every month. But sometimes, things don’t work out that way, and you may not have the cash needed to pay your…
Which Should You Do First: Save for a Down Payment on a House, or Your Retirement?
One major question that many potential homeowners have is whether they should save up a down payment for a home first, or for their retirement. There’s no one-size-fits-all answer; instead,…
A Rate Lock May Be the Answer to Your Concerns About Mortgage Rates
With mortgage rates constantly fluctuating, it can be stressful to start looking for a home. What if you can afford a home with today’s mortgage rate, but by the time…
Don’t Have Much Saved for a Down Payment? These Options May Help You Buy a Home No Matter What Your Savings Account Looks Like
In a perfect world, as a homebuyer, you would have 20 percent of the purchase price of your home set aside for a down payment. But we don’t live in…
Thinking About Getting a USDA Loan? Make Sure to Ask Lenders These Questions
If you’re considering getting a USDA loan, it’s important to do your due diligence and talk to a variety of lenders to make sure you not only understand the process,…
